If you’re in the market for a new or pre-owned vehicle, you probably plan to finance your purchase with a car loan. Most people don’t have thousands of dollars saved up to pay cash for a vehicle. Even those who do have the money to pay cash often decide to hold on to their cash and take out a car loan instead. The first step in qualifying for a car loan is to fill out a credit application. Many car dealers offer the option to fill out car credit applications online. That’s definitely convenient, but is it safe?

If you’re ready to head to the car lot and trade in your ride for a newer, more economical or more suitable model but you haven’t yet paid off your existing car, don’t despair. You don’t necessarily have to wait until you’ve paid off your car to upgrade to a new one. Read on to learn how to roll existing debt into a new car loan.

You’re reading this blog, which means you’ve found our website. We’re glad you did and hope you’ll check in with us frequently! Just as you’ve found our website, there’s a chance you will find your ideal car when you are online car shopping. In a perfect world, you’ll find your ideal car at the right price on our extensive inventory listing or at another location nearby. However, there’s a slim chance you’ll locate the car of your dreams in another state. If that’s the case, there are important steps to take before you go car shopping out of state.

Buying a new car is exciting. It can also be stressful. As is the case with any big-ticket purchase, your goal is to get the item you really want at the lowest possible price. If you plan to finance your new car purchase, as most people do, the sticker price on your dream car is just one part of the financial equation. You also need to learn how your down payment and the interest rate on your car loan will affect how much you end up paying over the long term.

Surveys repeatedly conclude most vehicle buyers rely on auto loan financing to afford the purchase of a new car. That’s understandable, considering cars are big-ticket items and make the short list of most people's biggest purchases. Many consumers are fixated on securing a car loan with the lowest possible monthly payment. A smarter approach is to negotiate a car loan that ensures you pay the lowest possible price for your new car over the long term.

Local dealerships often are limited in their selection. That’s by design. Because local dealerships are smaller and more selective in terms of the cars they sell, they have lower overhead and marketing costs. Small dealerships survive and thrive because they pass these cost savings on to their customers.

If you are one of the many people expecting a sizable tax return check, the wait can be agonizing,  especially if you’ve already planned how you’ll spend that money. If you have decided to use your tax refund as a down payment on a new car, here are five productive things you can do as you wait for your money to arrive.

If you’re in the market for a pre-owned vehicle, you probably love the idea of saving money but also wonder how dealers purchase their used car inventory.We’re not qualified to explain how other dealers find their used cars, but we are happy to explain where DeBoer’s Auto find used cars in Sussex County, NJ. The existence of our 30-plus year old company depends on our reputation. We would never jeopardize that by providing anything less than quality used cars you’ll be happy to own.

For many people, being self-employed represents the pinnacle of success. Self-employed people can set their own hours, make the rules and reap the rewards of hard work. There are drawbacks to self-employment, though. One of the biggest is it can be tough to prove how much money you make. A reliable, steady, sufficient income stream is one of the most important things lenders look for when evaluating loan applications. The good news is you can get auto financing when you are self-employed if you can produce some key documents to prove your income.

If you’re like many Americans, this is the time of year when you’re anxiously anticipating a much-appreciated cash windfall: your tax refund. Many people plan to use this cash in hand as a down payment for a new car. What many of these people don’t realize is they can put this money in the bank and still get a new car.Buying a car with no down payment is possible and often smart. It simply requires some advanced planning.