For various circumstances, thousands of individuals file for bankruptcy every year in the United States. A contentious divorce, an expensive medical emergency, loss of a job or a spouse … there are many legitimate reasons bankruptcy might be the best course for someone. Just because an individual files for bankruptcy. however, doesn't necessarily mean that person is unwilling or unable to handle a car loan. Bankruptcy is a major blow to one’s credit. Fortunately, there are lenders who will provide car loans for people with bad credit. If you’re not sure how to get an auto loan after bankruptcy, read on for basic advice to get started.
Recent posts by Bill DeBoer
3 min read
How to Get an Auto Loan After Bankruptcy
By Bill DeBoer on Jul 15, 2016, 5:00:00 PM
Topics: Buying A Certified Pre-Owned Vehicle
2 min read
Four Advantages of Buying a Used Vehicle from a Dealer Versus a Private Seller
By Bill DeBoer on Jul 1, 2016, 4:00:00 PM
Buying a car, whether it is new or used, is a huge investment. For many people, a car is the biggest-ticket item they will ever buy. If you are in the market for a new car, you probably plan to research the features, fuel efficiency and safety features of different makes and models. Once you decide which type of car you want to buy, you’ll most certainly set your sights on finding your desired car at the lowest possible price. You might assume you’ll get the best deal by buying from a private seller. Buyer beware! There’s much more you should consider than the upfront cost. Read on to learn some of the main advantages of buying a used vehicle from a dealer.
Topics: Buying A Certified Pre-Owned Vehicle
2 min read
Is It Safe to Do an Online Car Dealership Credit Application?
By Bill DeBoer on Jun 28, 2016, 9:00:00 AM
If you’re in the market for a new or pre-owned vehicle, you probably plan to finance your purchase with a car loan. Most people don’t have thousands of dollars saved up to pay cash for a vehicle. Even those who do have the money to pay cash often decide to hold on to their cash and take out a car loan instead. The first step in qualifying for a car loan is to fill out a credit application. Many car dealers offer the option to fill out car credit applications online. That’s definitely convenient, but is it safe?
Topics: Buying A Certified Pre-Owned Vehicle
2 min read
It’s Getting Hot Outside: How to Get Your Car's Air Conditioning Ready for Summer
By Bill DeBoer on Jun 23, 2016, 11:28:51 AM
Summer is upon us! You’ve probably reorganized your dresser and closet to make room for your warm-weather attire. You may have performed maintenance around the house and in your yard to prepare for the dog days of summer. Maybe you’ve purchased a new grill and patio furniture as you prepare to dine al fresco during the season. However, have you prepared your car for the rising temperatures? Here’s how to get your car’s A/C ready for summer so it will keep you cool.
Topics: Expert Car Repair
2 min read
New Jersey State Inspection Is Changing Starting This Summer 2016
By Bill DeBoer on Jun 10, 2016, 4:00:00 PM
If you own a car, you’re probably used to making biannual trips to a certified vehicle inspection center for emissions testing. Thanks to changes in NJ state inspection requirements, you may not need to do that this year. If the sticker on your car’s windshield indicates your vehicle is due for an inspection this summer, you need to be aware of some important changes to New Jersey’s inspection policy before you head to your local service center. You may be one of many vehicle owners who discovers your car-related to-do list just became one item shorter.
Topics: Expert Car Repair NJ State Inspection
2 min read
What to Expect When Trading In a Car That Has a Balance
By Bill DeBoer on Jun 3, 2016, 4:00:00 PM
If you’re ready to head to the car lot and trade in your ride for a newer, more economical or more suitable model but you haven’t yet paid off your existing car, don’t despair. You don’t necessarily have to wait until you’ve paid off your car to upgrade to a new one. Read on to learn how to roll existing debt into a new car loan.
Topics: Buying A Certified Pre-Owned Vehicle
3 min read
DeBoer’s Auto Works with You When Buying a Car out of State
By Bill DeBoer on May 28, 2016, 8:54:34 PM
You’re reading this blog, which means you’ve found our website. We’re glad you did and hope you’ll check in with us frequently! Just as you’ve found our website, there’s a chance you will find your ideal car when you are online car shopping. In a perfect world, you’ll find your ideal car at the right price on our extensive inventory listing or at another location nearby. However, there’s a slim chance you’ll locate the car of your dreams in another state. If that’s the case, there are important steps to take before you go car shopping out of state.
Topics: Buying A Certified Pre-Owned Vehicle
3 min read
Six Driving Habits You Need to Stop to Prolong the Life of Your Car
By Bill DeBoer on May 20, 2016, 5:00:00 PM
Whether you are an aggressive driver or a lackadaisical driver, you probably have driving habits you don’t realize are prematurely aging your car. If you’re typical, you’re probably guilty of at least one of the following six driving habits you need to stop to prolong the life of your car. Knowledge is power. Once you know your driving habits are damaging your car, you’ll have a reason to break them!
Topics: Expert Car Repair
2 min read
How an Annual Fuel System Cleaning Can Enhance Your Vehicle’s Performance
By Bill DeBoer on May 13, 2016, 5:00:00 PM
As the saying goes, “What goes up must come down.” However, as you’ve probably noticed at the pump in recent weeks, what comes down often goes back up. Case in point? Gas prices. They are creeping up again as demand increases now the warmer weather road-trip seasons are here. How far gas prices will rise and when they’ll drop again remains to be seen. One thing is certain, though. Anything you can do to increase your vehicle’s fuel efficiency is a good thing. An annual fuel system cleaning can enhance your vehicle’s performance and boost fuel efficiency.
Topics: Expert Car Repair
3 min read
You Know You Should Change Your Oil Every 3,000 Miles: How Often Should You Change Your Oil Filter?
By Bill DeBoer on May 6, 2016, 4:00:00 AM
No matter what type of oil your vehicle uses, whether it is conventional or full synthetic, you should have your oil replaced every 3,000 miles -- even though some manufacturers say replacing oil every 5,000 miles is sufficient. Oil is the lubricant that keeps the moving parts in your engine working as designed. When your car doesn’t have enough oil or is operating with dirty oil, you’re increasing the risks engine trouble will develop. Fortunately, manufacturers continue to engineer longer-lasting oils. Unfortunately, the effective lifespans of oil filters have not increased. If you wonder how often should you change your oil filter, you should know that changing it every 3,000 miles is essential for your engine's well being.



