As we step into the new year, you might be experiencing a little anxiety. The constant delivery of cards and well wishes in December are now replaced with the pay me now portion of the holiday expenditure. The repairs and services you were putting off until the new year might just be taking another back seat to the credit card statements promising a 25% fee on your great deals from the holiday sales. 

If you're struggling with the importance of keeping your car safe or keeping your credit score in good standing you may not have to face such a pull in either direction.