Whenever you enter into a major financial agreement, there are always “I’s” to dot and “T’s” to cross. When the financial agreement in question involves seeking financing for a car purchase, expect to wait. A long time. Sometimes it feels like a worry for hours, waiting for the nameless and faceless powers that be to decide if you are credit worthy. It’s time to rethink this scenario! As the potential buyer, you are the customer and deserve to be treated better! You can prepare and take steps to speed up the buying process at the Sussex County auto dealership you choose to work with.
Bring These Three Key Documents to Speed up the Car Buying Process
One of the major reasons securing financing for a new car loan sometimes takes hours is applicants don’t bring the necessary paperwork. Whether you are looking to finance a brand new car or an inexpensive used model, you will need to be able to prove your income and residence and that you can legally operate a motor vehicle. Before you head to the new or used car seller’s financing department, double check you have a recent pay stub, proof of residence, such as a copy of your lease, mortgage agreement or utility bill in your name, and your driver’s license. Last but not least, don’t forget your valid auto insurance card! Many delays occur when the financing team has to track down these records on their own as you sit in the waiting area and stare at the clock.
Choose Who You Do Business with Carefully!
Even after you have been approved for financing to buy the car of your dreams, you’ll still be at the mercy of Sussex County new cars dealerships for a bit longer. You must wait for the staff to deliver the necessary paperwork, the keys and the car itself. Rule 1: If you can avoid finalizing your deal on a weekend, that will speed the process. Rule 2: Don’t hesitate to ask for extraordinary customer service. Specifically, if you’re busy, ask the dealership to drive your new car to your home or office once the red tape is finalized. Odds are in your favor they’ll relent rather than ruin the deal and risk their commission.
DeBoer’s Wants to Introduce You to a New Way to Think about Car Buying
Coming to the realization it’s time to buy a new car takes time. Researching the various vehicle makes and models and taking test drives takes more time. Once you are ready to pull the trigger, so to speak, you will probably be tired of waiting and ready to seal the deal on your new car. You may have heard horror stories of friends or relatives spending several hours waiting for financing to be approved. If this sounds like a nightmarish scenario, we agree!
DeBoer’s Automotive is unlike many used car dealerships in Sussex County, NJ.Instead of making our customers wait, our financing process typically lasts around half an hour and doesn’t require you to stick around to wait for the bank’s decision. If your time is valuable, contact us today to review our extensive inventory of pre-owned vehicles. Find one you like and we’ll get you the keys sooner rather than later!