Hilda
Sector : FoodCountry : Peru
Town : Lima
Loan Amount : $375
Hilda is a businesswoman, whom in her 33 years has worked with valiance for her family. She lives with her husband, Iván, 47 years old, and her two children, Miguel, 19, and Iván, 7. Iván is a construction worker.
One fine day, seeing that her husband’s friends were looking for a place to drink some beers, Hilda thought she would sell them this drink herself since she had heard that it was very profitable.
To achieve this, she furnished a room of her house, purchasing chairs and tables to offer more comfort. Here, she has sold beer for 4 years and has obtained good profits, especially on the weekends when there is the highest demand, since the people relax and go out to have fun.
Her younger son helps her with this business, since the older one works. But what she doesn’t like is to stay up late and not sleep well on the weekends. However, she knows that the economic earnings are very good, and that if she wants to move forward, she must make some sacrifices. She hopes that soon she will achieve her goals, including owning a shop.
This is her second loan with MFP, and what she likes about working in her communal bank is the responsibility of each member. With the money that she requests, she will buy her own cases for beer, since the ones that she has now are borrowed, and in this way she can make better profits.
Translated from Spanish by Rebecca Towle, Kiva Volunteer
- Loan
- Activity : Pub
Use : To increase merchandise
Status : paid
Funded Amount : 375 USD
Loan ID : 145298
Kiva Loan Page : http://www.kiva.org/app.php?page=businesses&action=about&id=145298Hilda es una mujer emprendedora que a sus 33 años ha trabajado con valentía para su familia. Ella vive con su esposo (Iván), de 47 años, y con sus dos hijos: Miguel de 19 e Iván de 7 años. Iván es obrero de construcción. Un buen día al ver que los amigos de su esposo buscaban un lugar donde beber algunas cervezas, Hilda pensó en vender ella misma esta bebida, ya que vio que era muy rentable. Para lograr esto habilitó la sala de su casa comprando algunas sillas y mesas para ofrecer mayor comodidad, es así que desde hace 4 años vende cerveza y así obtiene buenas ganancias, sobre todo los fines de semana que es donde hay mayor demanda, ya que la gente descansar y a sale a divertirse. Su hijo menor la ayuda en este negocio, ya que el mayor trabaja; pero lo que no le gusta es trasnochar y no dormir bien los fines de semana, pero sabe que las ganancias económicas son muy buenas y que si quiere progresar debe realizar algunos sacrificios. Ella espera muy pronto cumplir todas sus metas, entre ellas, la de tener una bodega. Este es su segundo préstamo con MFP y lo que le gusta del trabajo en su banco comunal es la responsabilidad de cada uno de sus miembros. Con el dinero que solicita comprará sus propias cajas de cerveza, ya que las que tiene en la actualidad son prestadas y así podrá obtener mayores ganancias económicas.
- Terms
Repayment Schedule for Hilda ($375 USD)
Expected Actual January 2010 $62.63 $62.63 February 2010 $62.62 $125.25 March 2010 $62.63 $0 April 2010 $62.62 $62.62 May 2010 $62.63 $62.63 June 2010 $61.87 $61.87 - Lender(s)
- Partner
- Journal
